How do you actually start using AI in real estate — without 40 tools, 50 prompts, or a $999 masterclass? In Episode 192 of The Texas Real Estate & Finance Podcast, Mike Mills talks with Jeff Loyd, President & co-founder of Cloud Team Realty (one of the first DFW brokerages…
Everyone keeps telling Realtors they have to use AI — and nobody shows them where to actually start. This one's for the agents who haven't touched it or barely used it. No jargon, no deep dive, no "just sign into ChatGPT and figure it out." Just small, simple moves any…
What does AI say about you when a buyer isn't in the room? After six months away, Mike Mills is back with a full relaunch — and the uncomfortable truth about how AI now decides which realtor gets the referral. Plus a mortgage rate story that runs through a war,…
Texas reclaimed the #1 state spot, and 3 of the top 10 metros are in Texas. With rates dropping and spring market 60-90 days away, buyer demand is waking up fast. Right now you still have leverage - homes sitting on market, seller concessions available. But when rates hit the…
President Trump called for capping credit card interest at 10%. Here's why it's more complicated than it sounds: ❌ He can't just execute this - Congress must pass it ❌ Bernie Sanders tried. AOC tried. Both failed. ❌ Banks would lose $140+ billion 📉 Market reaction was IMMEDIATE: Capital One…
In the last few weeks: institutional investor ban, 50-year mortgages, portable loans, and $200B in MBS purchases (already started). Rates moved down slightly. Is it perfect? No. But I'm giving this an A for effort after years of nothing. If you've been waiting for things to improve, this is what…
Trump just announced he's banning institutional investors from buying homes. Sounds great, right? Let's talk about what the data ACTUALLY shows... 🏠 Here in DFW, 43-52% of home purchases went to "institutional buyers" in recent years. But nationally? Only 2.5% are the big players like Blackstone. So what's the truth?…
The housing market crash callers have been wrong for 3 straight years. So why would 2026 be any different? In this video, I break down what institutional economists are ACTUALLY predicting for the 2026 housing market—specifically here in Dallas-Fort Worth and North Texas. 🔍 WHAT WE COVER: → Why crash…
𝐑𝐞𝐚𝐥 𝐂𝐨𝐥𝐥𝐞𝐠𝐞 𝐅𝐮𝐧𝐝𝐢𝐧𝐠 𝐒𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐞𝐬 are at the center of this episode—and if your clients ever ask, “How do we save for college AND still buy a home?” this conversation gives you clear, practical language you can use immediately. Mike and his daughter, Catey, break down their real family experience navigating…
Realtors: Stop Waiting for Perfect Content Perfection doesn’t sell — authenticity does. Lauren Kerschen shares how Realtors can grow faster by posting consistently and supporting each other online. 🎧 Full episode: https://www.thetexasrealestateandfinancepodcast.com/solo-vs-team-realtors/ #RealEstatePodcast #RealtorTips #ContentCreation #TexasHousing
SPECIAL EDITION: Texas Real Estate & Finance Podcast! I know this isn't our usual real estate and mortgage talk - but before Catey Jane heads off to college, I wanted to do one final episode in our father-daughter financial literacy series. If you're a parent (or thinking about becoming one),…
Lauren Kerschen explains how commission splits on real estate teams compare to major brokerages — and why the right team structure can accelerate your business growth. 🎧 Full episode: https://www.thetexasrealestateandfinancepodcast.com/solo-vs-team-realtors/ #RealEstatePodcast #RealtorTips #RealEstateTeams #TexasHousingMarket #MortgageFinance
The Fed finally cut rates—but mortgage rates went up. 🤔 In this week’s Market Update, I break down: • Why rates rose after the Fed meeting • What Jerome Powell really said • What Texas housing data reveals about turnover and pricing • Smart moves for buyers, sellers, and agents…
@laurenkerschenrealtor reveals how she uses AI to build “property dossiers” — detailed, data-backed reports that give Realtors an edge in every listing appointment. 🎧 Watch the full episode: https://www.thetexasrealestateandfinancepodcast.com/solo-vs-team-realtors/ #RealEstatePodcast #AIinRealEstate #RealtorTips #ListingPresentation #TexasHousingMarket
The Fed rate cut reaction has everyone talking—but not for the reason you think. The Fed lowered rates, yet mortgage rates jumped, leaving Realtors and buyers scratching their heads. In this episode, Mike Mills breaks down why it happened, what Jerome Powell actually said, and how to navigate one of…
Lauren Kerschen shares the exact ad strategy that brings in seller leads daily — YouTube + Google ads, $50–$100/day budget, and real ROI. 🎧 Watch the full episode: #RealEstatePodcast #RealtorTips #RealEstateMarketing #TexasHousingMarket #AIinRealEstate
Every Realtor faces the same question — stay solo or join a team? In this short clip from The Texas Real Estate & Finance Podcast, Realtor @laurenkerschenrealtor reveals what separates agents who scale from those who stall. 🎧 Watch the full episode here: https://www.thetexasrealestateandfinancepodcast.com/solo-vs-team-realtors/ #RealEstatePodcast #RealtorTips #AIinRealEstate #texashousingmarket
Are you better off building your brand as a solo agent—or thriving within the structure of a real estate team? In this episode of The Texas Real Estate & Finance Podcast, host Mike Mills sits down with @laurenkerschenrealtor , Realtor and Team Lead at ARK Realty, to explore how agents…
⚠️ Stop waiting for rates to hit 6% before you start house hunting. When that headline finally drops, competition DOUBLES and your negotiating power disappears. It'll feel like buying concert tickets the second Taylor Swift announces a surprise show. Here's what to do instead: ✅ Get your loan FULLY UNDERWRITTEN…
The Fed just created $300 billion out of thin air to "stabilize" the banking system during the government shutdown. Meanwhile, gold jumped $170 without any headlines, the deficit hit $1.8 trillion, and somehow Bank of America says recession fears are at their lowest since 2022. Something doesn't add up. In…
Why mortgage rates and debt are spooking the housing market—and what Realtors can do about it. Watch Mike Mills’ Texas Market Update for insights on the rate cut trap, gold, and AI in real estate. Full episode → https://www.thetexasrealestateandfinancepodcast.com/mortgage-rates-and-debt/ #MortgageRates #TexasHousing #Shorts #RealtorTips #RealEstatePodcast
Are you better off building your own real estate brand or joining a powerhouse team? In this live episode of The Texas Real Estate & Finance Podcast, Realtor and team leader Lauren Kerschen breaks down the real-world pros and cons of being a solo agent versus joining or leading a…
Mortgage rates are haunted by a $37 trillion U.S. debt, and it’s reshaping the housing market in ways every Realtor should understand. In this week’s Texas Real Estate Market Update, Mike Mills breaks down how government borrowing, gold revaluation, and the Fed’s “rate-cut trap” are driving affordability—and what smart agents…
Realtor safety tech that actually works. Cathy Hickman explains how SafeAgent syncs with your schedule to track check-ins and send alerts when it matters most. Full episode: https://www.thetexasrealestateandfinancepodcast.com/realtor-safety-technology/ #realtorsafety #realestatetips #texasrealtors