The Fed has stayed put in 2024—here’s why it matters: sticky inflation, steady jobs, global bond moves & tariffs. Could something shift soon? Watch my analysis! #fedmeeting #mortgagerates #texasrealestate #realestate #podcastclips
Welcome to the weirdest housing update you’ll see all year. Is it a housing crisis or just another glitch in the simulation? In this 5-minute dive into Mike’s Mind, we break down the real state of real estate, finance, and what it all means for homebuyers, agents, and investors in…
Is AI a threat—or the biggest opportunity you've been ignoring in real estate? Real estate is facing a seismic shift—and AI is leading the charge. In this must-watch live episode, industry disruptor Bobby Bryant breaks down his bold claim that 80% of agents could be replaced by intelligent technology in…
Everyone’s hoping for lower mortgage rates, but here’s the cold truth: big drops usually follow big pain. Think recession, job losses, or worse. In this 60-second market reality check, I explain why waiting on 4–5% rates might mean waiting for a financial storm. 🎙️ Subscribe for weekly mortgage + market…
This market is wild. Bitcoin hits $110K, S&P surges 20%, but your buyers? They’re living on expired ramen and credit card extensions. Tap for a fast dose of economic truth for real estate pros. Markets are partying like it’s 1999—but buyers are stuck with credit debt, layoffs, and loan denials.…
Rates won’t budge, homes are aging on the market, and Congress is battling data sales while Wall Street buys trailer parks. Just a normal week in real estate. #texasrealestate #MortgageRates2025 #AILeadConversion #realtorhumor #realestatepodcast Welcome to a sneak peek of “Texas Real Estate Market Shift & The AI Lead Conversion Tools…
Not everyone fits into a traditional loan box — and that’s okay. If you’re: 🧾 Self-employed with weird taxes 🏘️ An investor using rental income 📇 Don’t have a Social Security number (ITIN loan) 🛣️ Buying while selling (bridge loan) There are options. They come with trade-offs — but they…
Is the Texas real estate market crashing or finally leveling out? This week on The Texas Real Estate & Finance Podcast, Mike Mills dives into inventory spikes, stagnant mortgage rates, and an AI lead tool that might just outwork your entire sales team. 📊 Texas Realtors—Here’s What You Need to…
Looking at million-dollar homes? You’ll probably need a jumbo loan — and yes, it comes with extra rules. ✔️ $806K+ loan amount ✔️ 700+ credit ✔️ Often 20% down ✔️ Strong income + reserves ✔️ No help from Fannie Mae or Freddie Mac Buying big? You’ll need to qualify big,…
Most people have never heard of this mortgage option — but for the right buyer in the right area, a USDA loan can mean: ✅ No down payment ✅ Lower mortgage insurance than FHA ✅ Easier credit + income flexibility ✅ Eligible properties may be closer than you think But…
If you’ve served in the military (or are a qualifying spouse), this is the home loan benefit you've earned: ✅ 0% down ✅ No mortgage insurance ✅ More forgiving credit guidelines ✅ Can be used more than once! Want the full breakdown + eligibility tips? Drop “home buyer” in the…
Think you need perfect credit to buy a home? Not if you go with FHA. FHA loans are backed by the government, allow credit scores as low as 580, and require just 3.5% down. ✅ Easier qualification ✅ Great for first-time or returning buyers ✅ But there are trade-offs too……
You don’t need 20% down. You don’t need perfect credit. And that mortgage insurance? It can go away. Here’s why a conventional loan might be your best option if your credit, income, and debt are in good shape. 🏡 📩 Want my Home Buyer Guide + Calculator? Drop “home buyer”…
Here’s what every homebuyer needs to know before they apply: 💳 FHA Loan 🎖 VA Loan 🏛 Conventional Loan 📈 Jumbo Loan 💼 Non-QM Loan Each has its own benefits — depending on your credit, income, and goals. Want my free mortgage cheat sheet? Drop “loan guide” in the comments…
Think your credit score is all that matters? Not even close. Here are the top 3 things lenders look at when deciding how much house you can afford. 📩 Want a free home buyer guide + payment calculator? Comment “home buyer” #mortgage #homebuyingtips #realestate #loanapproval #creditscore
AI isn’t here to replace you—it’s your Ironman suit. Jeff Loyd and Mike Mills explain how AI tools enhance Realtor-client relationships while saving you hours of busywork. 🎧 Full episode → https://www.thetexasrealestateandfinancepodcast.com #AIforRealtors #RealEstateTools #RealtorMarketing #HumanConnection #PropTech
Stop wasting hours on follow-ups and pricing homes by guesswork. Jeff Loyd shares how AI-driven Realtor tools can save you time and win more listings—automatically. 🎧 Full episode here → https://www.thetexasrealestateandfinancepodcast.com #aiforrealtors #realestatetools #chatgptforbusiness #realtormarketingtips #realestateautomation #CMAtools
Real estate pros: Still doing follow-ups and CMAs the hard way? Jeff Loyd shares how AI-driven tools can automate your most repetitive tasks—so you can focus on closing. 🎧 Watch the full episode: https://www.thetexasrealestateandfinancepodcast.com #AIforRealtors #RealEstateAutomation #ListingTips #LeadNurturing
🚀 AI-Driven Realtor Tools: Work Less, Close More in 2024 Revolutionize your real estate business with cutting-edge AI tools! Discover how top agents are automating tasks, enhancing client interactions, and closing deals faster using AI-driven solutions. Don't miss out on the strategies that are setting successful Realtors apart in 2024.…
🎙️ Work Less, Close More: Using AI to Save 90% of Your Time in Real Estate LIVE on The Texas Real Estate and Finance Podcast What if you could automate 90% of your tasks and still grow your real estate business? Here’s how top agents are doing it. AI is…
🚀 The AI-Powered Future of Real Estate is Here! Are You Ready? 🏡 What if you could generate high-quality leads, schedule appointments automatically, and close more deals—all while working less? AI is revolutionizing real estate, and top agents are using it to streamline lead generation, automate CRM follow-ups, and maximize…
🚀 AI isn't just for answering questions—it's a game-changer for real estate! From streamlining workflows to boosting efficiency, Realtors who master AI will close more deals faster than ever before. 🔹 Why AI is more than just Google for Realtors 🔹 How AI can automate your real estate processes 🔹…
🚀 Struggling to stand out in real estate? The digital landscape is changing fast, and in 2025, the agents who embrace AI, social media, and automation will dominate—while others get left behind. In this episode, we reveal powerful Realtor marketing strategies to help you attract more clients, close more deals,…
The CFPB under Trump is undergoing major changes, and HUD layoffs could shake up the mortgage industry—but what does this mean for Realtors, loan officers, and homebuyers? In this must-watch episode, Mike Mills sits down with Aaron VanTrojen, CEO of Geneva Financial, to break down these regulatory shifts and market…