Investing Episodes

Realtor strategies falling rates are front and center in this episode of The Texas Real Estate & Finance Podcast. How should Realtors guide clients when Fed rate cuts don’t always mean lower mortgage rates? Mike Mills and guest Steve Barton, Executive VP of Sales at Service First Mortgage, break down how bond markets, inflation, and housing inventory truly drive mortgage costs. They share practical strategies for timing refinances, using seller concessions, and building databases that protect long-term business growth. If you’re a Realtor wondering how to navigate falling rates while helping clients build wealth, this episode delivers clear, actionable insights.

How can Realtors uncover new land income opportunities for clients and investors? In this episode, Mike Mills interviews Caylee Harrington, CEO of HookHub, to explore how vacant lots and rural property can generate passive income through RV rentals, storage, and long-term stays. Realtors will learn how to present listings with built-in cash flow, explain liability protections, and use real-world pricing data to show value. From travel nurses to remote workers, demand is growing fast—and agents who understand these strategies can boost property value, stand out in listing presentations, and help clients turn unused land into consistent income.

How can Realtors find motivated sellers and build stronger pipelines in any market? Texas probate real estate may be the answer. In this episode, Harvard-trained attorney Carey Worrell explains how heirs selling inherited homes create unique opportunities for Realtors ready to act. You’ll learn how to spot probate property opportunities, avoid probate title issues, and form Realtor–attorney partnerships that generate steady referrals. Mike and Carey also explore how AI probate lead generation tools are reshaping the search for hidden listings. If you want practical strategies for growth, this conversation delivers clear, actionable steps for real estate professionals.

Mortgage rates are holding steady, inventory is surging, and AI lead conversion tools are changing the game—welcome to the Texas real estate market in 2025. In this episode, Mike Mills unpacks why rates remain frozen, what soaring listings mean for buyer and seller leverage, and how Structurely’s AI assistant is boosting agent conversions by over 50%. Plus, “Mike’s Mind” tackles everything from corporate landlords to quantum computing. Whether you're a Realtor, broker, or team leader, this episode delivers the data, tech tools, and strategy you need to thrive in today’s unpredictable real estate market.

The Real Estate Market 2025 is here, bringing new challenges and opportunities for realtors, investors, and mortgage professionals. With 2023 and 2024 marking the worst home sales since 1995, agents must adapt to shifting mortgage rates, evolving buyer behavior, and increased competition. In this episode, Mike Mills and Conrad Jackson share expert insights on lead generation, prospecting, and digital marketing strategies to help realtors thrive in a slow housing market. If you’re looking to close more deals and grow your business in 2025, this discussion is packed with actionable strategies you won’t want to miss!

Maximizing property investments in today’s unpredictable market requires insider strategies that top investors use to turn undervalued properties into gold mines. In this episode, Brian Evans shares actionable advice on acquiring these properties, optimizing renovations, and managing risks, offering practical tips for both seasoned investors and beginners looking to thrive in an ever-changing landscape.

Mortgage rates are falling, but what does it mean for you? In this episode, Mike Mills unravels the mystery behind the mortgage rates decline, exploring its impact on housing affordability and offering expert advice on refinancing and real estate strategies for 2024. Stay tuned to navigate the evolving market with confidence.

Curious about when mortgage rates will finally drop? Join Mike Mills and Dan Habib from MBS Highway as they explore the future of mortgage rates and what real estate professionals need to know. They discuss inflation's impact, the Fed's role, job numbers, and the potential for a refinancing boom. Dan also shares insights on national debt and his company, Crypto Charged, which helps investors navigate the cryptocurrency market.

Wondering how to teach your teen the art of managing money? This episode reveals practical tips on teen money management, featuring personal experiences from my daughter, Catey Mills. Discover how to help your teen succeed financially and become a responsible adult! In this episode of the Texas Real Estate and Finance Podcast, we dive deep into "Mastering Teen Money Management." Join Mike Mills and his daughter Catey Mills as they explore essential topics such as budgeting for teens, job transitions, and investing basics. Catey shares her experiences juggling school, work, and sports while learning financial responsibility. Key questions addressed include how teens can start budgeting, the importance of financial literacy, and practical tips for managing money. Whether you're a parent guiding your teen or a teenager eager to learn, this episode is packed with valuable insights to help you navigate the world of teen finance.

Are your clients feeling the pinch of rising rents? Find out how algorithmic price fixing is impacting the Texas housing market and what it means for you as a realtor. Listen now to stay ahead of the curve and offer the best advice to your buyers and sellers. In this episode of The Texas Real Estate and Finance Podcast, host Mike Mills dives into the pressing issue of rent price fixing and its impact on the Texas housing market. Discover the latest trends in mortgage rates and housing inventory as Mike provides a comprehensive market update. With a focus on algorithmic rent pricing, learn how major players like RealPage and Cortland Management are influencing rental costs. Mike also covers important economic news, including government spending, job market shifts, and the launch of the Texas Stock Exchange. Stay informed with this detailed analysis to help your clients navigate the complexities of the current real estate landscape.

Ever wondered how some investors seem to earn money while they sleep? Discover the secret world of real estate note buying with Scott Carson, who unlocks the mysteries of passive income through distressed notes. Find out how this lesser-known investment strategy can be a game-changer for your financial future! Real Estate Note Buying: How to Generate Passive Income with Scott Carson unveils the less trodden path of earning through distressed notes. In this comprehensive episode, Scott shares his expert insights on how even novices can start buying notes from banks, transforming debt into a steady stream of income. From understanding the basics of note investment to advanced strategies like negotiating with banks, every facet is covered. Discover how this unique form of investment can fit into your financial portfolio, all explained in a straightforward, engaging manner.

Dive into the heart of the Texas housing market in this week's episode of the Texas Real Estate and Finance Podcast. Discover how the Build to Rent trend is reshaping investment strategies and influencing mortgage rates across the state. Don't miss out on expert insights that could redefine your approach to the booming real estate landscape in Texas. Exploring the Build to Rent Trend, this episode of the Texas Real Estate and Finance Podcast dives deep into how this burgeoning movement is impacting Texas housing and mortgage rates. We discuss the latest economic data affecting interest rates, analyze shifts in the housing market, and evaluate the NAR commission settlement. Understand how corporate real estate influences are shaping the future, and get insights on Zillow's new buyer rep agreements. This comprehensive market update is essential for every real estate professional looking to stay ahead in Texas.

Are you a Realtor stuck in the traditional buy-sell approach and seeking fresh ways to elevate your client service? This episode of 'Realtors' Guide to Creative Real Estate Financing' reveals groundbreaking strategies that are reshaping the Texas real estate landscape. Join us as we explore how these innovative methods can help you cater to a broader client base. Explore the dynamics of Creative Real Estate Financing with our guest, Mark Hewitt, a seasoned North Texas Real Estate Broker. In this episode, we delve into unconventional strategies that help Realtors assist their clients beyond traditional buying and selling. Mark shares insights on wholesaling, owner financing, and the novation process, providing actionable advice on implementing these methods. Learn how these approaches can enhance your service offerings and potentially increase your transaction volume in the competitive Texas market.

This episode is a treasure trove of insights for any real estate professional grappling with today’s volatile market. From mortgage rate predictions to essential legal updates, find out what every realtor in Texas should be watching. Are you prepared for the changes on the horizon? In this episode, Mortgage Rate Insights take center stage as we analyze their influence on the Texas real estate sector. Mike Mills provides a thorough update on interest rates, discusses the implications of new housing laws, and breaks down market trends in Dallas-Fort Worth. Essential listening for real estate professionals looking to stay ahead of the curve.

Leveraging Home Equity to Transform Your Financial Future: How can the value locked in your home work harder for you? Join us to uncover the secrets of using home equity not just for debt management, but as a stepping stone to financial prosperity. In this enlightening episode, join Mike Mills and guest Michael Kelleher as they delve into the myriad ways to use home equity for wealth building. They discuss innovative financial products and strategies that can maximize your real estate investments and provide insights into the current mortgage market. Learn how to use home equity to solve financial challenges and hear real-life examples of successful equity strategies.

In this episode of the Texas Real Estate & Finance Podcast, Dr. Blake Bennett, an associate professor and economist at Texas A&M University's AgriLife Extension, shares valuable insights into the complexities of Texas Property Taxes. Dr. Bennett's personal experience of being caught off guard by a substantial tax increase in the second year of homeownership highlights the importance of understanding property tax implications for first-time homebuyers. He emphasizes the necessity for proactive financial planning to prepare for potential spikes in property taxes and provides practical advice on navigating the intricacies of the tax system. His expertise sheds light on the impact of new exemptions, the dynamics of the real estate market, and the implications for homeowners, lending, and local communities. If you're a first-time homebuyer seeking to grasp the nuances of property taxes and make informed financial decisions, Dr. Bennett's insights and practical advice make this episode a mu…

Dive into the intricacies of reverse mortgage benefits with our guest, Chris Handy, a seasoned expert in the field. This episode sheds light on how realtors and lenders can utilize reverse mortgage benefits to offer innovative solutions for senior homeowners. We delve into topics such as equity access strategies, financial planning for retirement, and the implications of home value appreciation. Discover how this misunderstood financial tool can create wealth-building opportunities for your clients and transform your professional services.

In this episode of the Texas Real Estate & Finance Podcast, Mike Mills and guest Conrad Jackson delve into the Real Estate Market Outlook, offering invaluable insights for agents. They dissect current market trends, the impact of interest rates, and economic indicators shaping the industry. Through candid discussions and expert analysis, listeners learn to navigate challenges, capitalize on opportunities, and guide clients towards successful investments. With a focus on long-term growth strategies and actionable advice, this episode equips agents with the knowledge and tools needed to thrive in today's competitive real estate landscape.

In this episode of the Texas Real Estate and Finance Podcast, host Mike Mills dives into the Mortgage Rate Forecast for the year, shedding light on the real estate market update for the week of January 9th, 2024. He delves into the current headlines shaping the industry, explores the rising insurance costs affecting buyers' ability to secure home loans, and examines a potential market shift aimed at addressing supply issues and reducing housing costs. Furthermore, Mills provides insights on the recent resignation of the National Association of Realtors president, the significant presence of investors in Texas cities, a hotel explosion incident in Fort Worth, and the intriguing possibility of casinos making their way to Texas. The episode wraps up with an engaging discussion on the "Silver Tsunami" and its implications for real estate marketing strategies.

In this episode of the Texas Real Estate & Finance Podcast, Mike Mills, the host, collaborates with his daughter, Catey Jane Mills, to emphasize the vital role of teen financial education. The discussion delves into Catey's personal accounts of establishing her checking and savings accounts, securing her first job, and managing the intricacies of maintaining both family and professional ties. Throughout this episode, Catey candidly shares her financial journey, underscoring the imperative nature of financial literacy and independence for young adults. Her relatable experiences offer valuable insights to empower teenagers seeking to enrich their financial knowledge and seize command of their financial future. This episode serves as a crucial resource for teens embarking on the path to financial autonomy.

Looking for how to buy a house? Join Mike Mills and Jen Gauido as they unveil the secrets of a flawless home-buying journey in this episode. From pre-approval to closing the deal, get ready to master the art of buying a house!

Teen Money Management time! Join Mike Mills as he imparts essential financial wisdom to his daughter, Catey Jane. In this episode, they cover money basics, savings, checking accounts, credit cards, and even delve into cryptocurrency and retirement accounts. While Catey Jane may not be initially thrilled about these financial lessons, her father's dedication to her financial future ensures an educational and insightful journey. Discover valuable financial insights and the importance of early financial education in this informative episode.

Explore the Past, Present, and Future of Real Estate Join us on this illuminating episode of the Texas Real Estate and Finance Podcast, where we unravel the intricate connections between the housing crisis of 2008 and today's market. Discover why the economy may not be as strong as it appears, the impact of exports on GDP, and the consequences of government spending and national debt. We delve into the September Jobs Report, the Federal Reserve's rate hike cycle, and the surprising reasons why NOW is the best time to buy a house, despite the data suggesting otherwise. Plus, we explore housing affordability, supply limitations, and the power of accessory dwelling units (ADUs) for mortgage qualification. Learn how to build a robust review database and consistently grow your real estate network. Tune in for invaluable insights that will guide your real estate and financial decisions!

In this Real Estate Market Update Episode of the Texas Real Estate and Finance Podcast, host Mike Mills, a seasoned mortgage banker in the Dallas/Fort Worth Metroplex, provides a timely overview of the current real estate landscape. He highlights the impact of rising interest rates, leading to longer days on the market and increased competition among sellers. Mike emphasizes the need for innovative strategies to secure listings in today's competitive market. He also reveals the top five home improvement projects with the highest ROI that agents should recommend to their selling clients. These projects include kitchen refreshes, hardwood floor refinishing, basic listing preparation, roof replacement, and flooring replacement. By making data-driven recommendations, agents can help sellers stand out and achieve top dollar for their homes in this challenging market.