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Will Fed Rate Cuts Actually Lower Mortgage Rates?

The Mortgage Rate Cut Outlook 2025 just got real. With the Fed’s Jackson Hole meeting in the rearview, markets are betting on a September rate cut — but will it actually make mortgages cheaper?

In this clip from The Texas Real Estate & Finance Podcast, Mike Mills breaks down:
• Current average mortgage rates as of August 25, 2025
• Why catastrophic jobs data has the Fed leaning toward cuts
• How inflation and tariffs complicate Powell’s decision
• What Realtors should tell buyers and sellers right now
• Why rate cuts don’t always equal affordability

💡 Realtor Takeaway:
• Buyers: Waiting for lower rates could backfire if home prices jump.
• Sellers: Your first two weeks on market are critical — price sharp or risk chasing the market.

🎧 Full episode + resources:
Podcast Website → https://www.thetexasrealestateandfinancepodcast.com

Mike Mills Mortgage Tools → https://linktr.ee/mikemillsmortgage

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