How do you actually start using AI in real estate — without 40 tools, 50 prompts, or a $999 masterclass? In Episode 192 of The Texas Real Estate & Finance Podcast, Mike Mills talks with Jeff Loyd, President & co-founder of Cloud Team Realty (one of the first DFW brokerages built AI-first), about the few simple moves that give agents their time back.
You'll learn how to use AI to educate yourself (and make it cite its sources), role-play tough client conversations, build your own simple tools, and automate the boring, repeatable work — while keeping the human relationship that actually closes deals.
⏱️ CHAPTERS
0:00 "You don't need 40 tools" (cold open)
0:24 Welcome + defusing the AI-will-replace-you fear
1:50 Meet Jeff Loyd & the AI-first brokerage
2:36 Why now is the most exciting time for AI in real estate
6:29 Start by learning: make AI cite its sources
7:55 Role-play prompts + a full-commission win
12:38 Build your own: prototyping tools with AI
18:10 ChatGPT vs. Claude vs. Gemini: where to begin
21:52 Projects vs. chats: the "walled garden"
27:27 Cowork, skills & connectors explained
35:43 Automating compliance: the CE-credit tracker
42:12 Using AI for MLS data & pricing
46:31 A borrower Q&A that answers on weekends
51:14 Zillow, leads & why the relationship still wins
53:45 AI as a thinking partner (meet "Aria")
1:04:06 Jeff's #1 rule: do it manually first
1:07:04 Where to find Jeff + wrap-up
🔗 CONNECT
Guest — Jeff Loyd, Cloud Team Realty: https://cloudteamrealty.com
Host — Mike Mills, Mortgage Banker (NMLS #756263): https://mikemillstx.com
🎧 Listen to the podcast: https://www.thetexasrealestateandfinancepodcast.com/start-using-ai-real-estate/
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