⚠️ Stop waiting for rates to hit 6% before you start house hunting.
When that headline finally drops, competition DOUBLES and your negotiating power disappears. It'll feel like buying concert tickets the second Taylor Swift announces a surprise show.
Here's what to do instead:
✅ Get your loan FULLY UNDERWRITTEN (not just pre-approved)
✅ Decide your non-negotiables NOW
✅ If a home checks 80% of boxes → write the offer
Right now you can still:
→ Negotiate repairs
→ Ask for closing costs
→ Get rate buydowns
But when rates drop below 6%? You'll be competing with everyone who was sitting on the sidelines.
Move first, not fastest.
Realtors: Sort your pipeline by "ready now." Get clients fully underwritten THIS WEEK and tour 3-4 homes. Be ready to strike while everyone else is refreshing mortgage apps.
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📞 Mike Mills - Service First Mortgage
📧 mmills@sfmc.com
📱 817-689-6079
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