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Business & Marketing 92 Investing 29 Mortgage & Rates 67 Texas Housing Market 93 Mike's Mind 41 Market Updates 55 AI for Realtors 16 Guest Interviews 80 All Episodes 196
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Crazy Rates | Two Ignorant Humans Talking About Stuff

DONNIE TN
615.672.8700
DONNIE@PROSPERITYLENDS.COM

MIKE TX
817.689.6079
MIKE@VERITYMORTGAGE.COM

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Recent Episodes

The Listing That Sits: Use AI and MLS Data Before You Cut the Price
AI Property Tax Protest: How Texans Can Fight the Appraisal District
Why Rates Spiked, Why Texas Isn't Frozen, and How to Set Up AI Right
AI Setup for Realtors: A Step-by-Step Guide
How to Start Using AI in Real Estate: Small Moves Every Realtor Can Make
How AI Picks Realtors: What the Internet Says About You When You're Not in the Room
The Fed Rate Cut Explained: Why Mortgage Rates Could Still Drop in 2026
Real College Funding Strategies: Scholarships, FAFSA, and 529 Tips
Fed Rate Cut Reaction: Why Mortgage Rates Are Rising Instead of Falling
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Business & Marketing Episodes

How AI Picks Realtors: What the Internet Says About You When You're Not in the Room
Solo vs Team Realtors: Finding Your Best Path in 2026
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Investing Episodes

Land Income Opportunities: Passive RV Rental Strategies Explained
Texas Probate Real Estate: Hidden Deals Every Realtor Should Know
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Mortgage & Rates Episodes

Why Rates Spiked, Why Texas Isn't Frozen, and How to Set Up AI Right
The Fed Rate Cut Explained: Why Mortgage Rates Could Still Drop in 2026
See all →

Texas Housing Market Episodes

The Listing That Sits: Use AI and MLS Data Before You Cut the Price
AI Property Tax Protest: How Texans Can Fight the Appraisal District
See all →

Mike's Mind Episodes

How AI Picks Realtors: What the Internet Says About You When You're Not in the Room
Real College Funding Strategies: Scholarships, FAFSA, and 529 Tips
See all →

Market Updates Episodes

The Listing That Sits: Use AI and MLS Data Before You Cut the Price
Why Rates Spiked, Why Texas Isn't Frozen, and How to Set Up AI Right
See all →

AI for Realtors Episodes

The Listing That Sits: Use AI and MLS Data Before You Cut the Price
AI Property Tax Protest: How Texans Can Fight the Appraisal District
See all →

Guest Interviews Episodes

AI Property Tax Protest: How Texans Can Fight the Appraisal District
How to Start Using AI in Real Estate: Small Moves Every Realtor Can Make
See all →

Browse episodes by category

Business & Marketing 92
Investing 29
Mortgage & Rates 67
Texas Housing Market 93
Mike's Mind 41
Market Updates 55
AI for Realtors 16
Guest Interviews 80

The Texas Real Estate & Finance Podcast is North Texas mortgage banker Mike Mills breaking down the market in plain English — no jargon, no smoke and mirrors. Every week: mortgage rates, Texas housing data, and what it actually means for the agents and buyers doing the work — plus honest conversations with the Realtors, investors, and experts worth listening to.
Straight talk, no fluff, and a few jokes that may or may not land. Takeaways you can use Monday morning.
For Mike's CE classes, AI tools for Realtors, or to talk through a loan, everything else lives at mikemillstx.com.

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