Mortgage Episodes

The CFPB under Trump is rolling back regulations, and HUD layoffs could disrupt FHA and USDA loan approvals, creating major shifts in real estate and mortgage lending. In this episode, Mike Mills and Aaron VanTrojen, CEO of Geneva Financial, discuss how deregulation may impact lenders, homebuyers, …

Texas home insurance rates are skyrocketing, and real estate professionals need to understand why. In this episode of The Texas Real Estate & Finance Podcast, Mike Mills sits down with insurance expert Brad Bingham to break down the real reasons behind rising Texas insurance rates—from extreme weat…

AI Tools for Realtors, Austin Housing Market Trends & Mortgage Rate Predictions—this episode is packed with insights for real estate professionals looking to stay ahead in 2025. Host Mike Mills dives into the best AI tools for realtors, showing how automation can improve lead generation, marketing,…

🚨 The NAR Settlement Update 2025 is shaking up the real estate industry, and Realtors must act fast to stay ahead. With MLS rule changes, buyer agent commission shifts, and new legal risks, staying informed is essential. In this episode, Mike Mills sits down with real estate expert Amy Cearnal to b…

The DFW Real Estate Market is shifting, and 2025 could be a turning point for buyers, sellers, and realtors. With rising inventory, steady mortgage rates, and stabilizing home prices, North Texas presents both opportunities and challenges. Are we finally entering a buyer’s market? In this episode, …

The Real Estate Market 2025 is here, bringing new challenges and opportunities for realtors, investors, and mortgage professionals. With 2023 and 2024 marking the worst home sales since 1995, agents must adapt to shifting mortgage rates, evolving buyer behavior, and increased competition. In this e…

Mastering Real Estate Cycles is critical for thriving in a slowing market, and in this episode, Julie Holly shares actionable strategies to help Realtors uncover hidden deals, scale their businesses, and strengthen client relationships. From leveraging social media to creating clear sales cycles, J…

In this episode of The Texas Real Estate & Finance Podcast, we break down the Refinancing Steps Explained, a vital guide for anyone planning to save when mortgage rates drop again. Rates are high now, but they won’t stay that way forever! Learn the five key refinancing steps—from assessing your fin…

Mortgage rates have been on a rollercoaster this year, leaving many wondering about refinance rate trends. Did you miss your chance, or is another opportunity on the horizon? In this episode of The Texas Real Estate and Finance Podcast, Mike Mills breaks down the latest refinance rate trends, Fed r…

Think you know all about First-Time Homebuyer Loans? Think again! In this episode, Mike Mills uncovers the hidden truths and myths of these loans, discusses recent mortgage rate drops, and analyzes Josh Sitzer's disruptive platform, Landian. Plus, he breaks down how 2024 presidential housing polici…

Mortgage rates are falling, but what does it mean for you? In this episode, Mike Mills unravels the mystery behind the mortgage rates decline, exploring its impact on housing affordability and offering expert advice on refinancing and real estate strategies for 2024. Stay tuned to navigate the evol…

Ready to master the Texas housing market? Join Mike Mills as he dives into the benefits of Adjustable Rate Mortgages and reveals key market insights. Learn about mortgage rates, housing inventory, economic impacts, NAR rules, and income requirements for homebuyers. Discover strategies to save thous…

Curious about when mortgage rates will finally drop? Join Mike Mills and Dan Habib from MBS Highway as they explore the future of mortgage rates and what real estate professionals need to know. They discuss inflation's impact, the Fed's role, job numbers, and the potential for a refinancing boom. D…

Unlock the secrets to lower mortgage payments with Mike Mills! This episode is packed with streamline refinance tips and crucial updates on current interest rates. Perfect for realtors and homeowners aiming to stay ahead in the Texas real estate market. Tune in for insights on housing trends, car b…

Join Mike Mills in this enlightening episode as he explores refinance tips for 2024 and their significance for Texas homeowners. Covering declining mortgage rates and refinancing strategies, this episode offers valuable insights for Texas realtors and investors. Mike discusses current mortgage tren…

What if there was a way to offer your clients mortgage rates below 4%? Join Mike Mills as he explores the ins and outs of assumable mortgages, along with the latest real estate trends in Texas. Enhance your expertise with these game-changing tips. In this episode, Mike Mills delves into the worl…

Wondering where the housing market is headed this summer? Mike Mills offers an in-depth look at housing inventory trends and mortgage rates that could shape your next move. Don't miss out on these key insights for realtors! Mike Mills is back with a detailed analysis of "Housing Inventory Trends…

Ready to unlock the latest insights on Texas mortgage trends? Join Mike Mills as he breaks down rising rates, skyrocketing insurance costs, and what these mean for the summer housing market. Dive in to learn how these trends could impact your next big investment. In this episode of The Texas Rea…

Stay informed with the most recent updates on Texas housing trends! Mike Mills breaks down the current mortgage rates and vital market data impacting your real estate business. Tune in for essential knowledge and expert advice that can give you a competitive edge! this episode of The Texas Real …

Ever wondered how some investors seem to earn money while they sleep? Discover the secret world of real estate note buying with Scott Carson, who unlocks the mysteries of passive income through distressed notes. Find out how this lesser-known investment strategy can be a game-changer for your finan…

Leveraging Home Equity to Transform Your Financial Future: How can the value locked in your home work harder for you? Join us to uncover the secrets of using home equity not just for debt management, but as a stepping stone to financial prosperity. In this enlightening episode, join Mike Mills a…

Dive into the intricacies of reverse mortgage benefits with our guest, Chris Handy, a seasoned expert in the field. This episode sheds light on how realtors and lenders can utilize reverse mortgage benefits to offer innovative solutions for senior homeowners. We delve into topics such as equity acc…

In the latest episode of the Texas Real Estate & Finance Podcast, Real Estate Market Update for the Week of March 5th, host Mike Mills zeroes in on the transformative potential of "Social Media for Realtors," offering listeners a treasure trove of insights and strategies to navigate the evolving re…

In the "Market update Feb 27th" episode, we delve into the property tax implications and how they significantly influence mortgage payments, especially in the Texas real estate market. Our host, Mike Mills, guides listeners through a comprehensive analysis of current mortgage interest rates, reveal…